Pete Huegel, Senior Loan Officer, NMLS #242395
Arizona mortgages,handled by areal person.
When you call, you get Pete, not a call center. 20+ years helping families buy, refinance and build anywhere in Arizona, from Phoenix and Scottsdale to Tucson, Flagstaff, Prescott and Yuma.
5.0 from 54 reviews on Google, Zillow and Experience.com
in Arizona
shopped for you
families get home
A real person, not a call center
Mortgages are a big decision with a lot of moving parts. Pete’s approach is simple: be easy to reach, explain everything, and keep looking out for you after closing.
You talk to Pete directly
From the first call to closing day, the person you call is the person working your loan. No hand-offs to a processing center.
More lenders, more ways to say yes
As a broker, Pete compares programs from 150+ wholesale lenders instead of selling one bank’s products.
Straight answers
Your options explained in plain English, so you know exactly what you’re choosing and why.
Here for the long game
Regular check-ins after closing to make sure your loan still fits your life, and a heads-up when a refinance would actually help.
The right loan for where you’re headed
Every situation is different. These are the programs Pete works with most, and he’ll compare them side by side for you.
- FHA loansFlexible credit and a low down payment, backed by the federal government.
- VA loansBenefits earned through service, with no monthly mortgage insurance.
- Conventional loansThe most common loan, for primary homes, second homes and rentals.
- Jumbo loansFinancing above $832,750 for Scottsdale, Paradise Valley and beyond.
- Self-employed & bank statement loansQualify using bank deposits instead of tax returns.
- First-time home buyersA clear plan, the right loan, and Arizona down payment help.
- Refinance & cash-outLower a payment, drop mortgage insurance, or tap your equity.
- DSCR & investor loansQualify on the property’s rent, not your personal income.
- New constructionBuilder incentives, long rate locks and custom builds.
- Second homes & snowbirdsFinancing a winter place or vacation home in Arizona.
How it works with Pete
Four steps from first question to front door keys. You’ll always know what’s next.
A quick call
Fifteen minutes to talk through your goals, timeline and what you’re comfortable paying each month. No cost, no pressure.
Pre-approval
Pete reviews your credit, income and savings, shops your loan, and gives you a pre-approval sellers take seriously.
Shop and make an offer
Tour with confidence. Pete confirms financing on every offer and can introduce you to a local agent.
Close, then check in
Clear updates to closing day, then regular check-ins so your loan keeps fitting your life.
Run the numbers yourself
Free tools to check rates, estimate payments and see where you stand. When you’re ready, Pete will turn the estimates into real numbers.
Lending across all of Arizona
Rooted in the Phoenix area, Pete works with buyers and homeowners anywhere in the state. Pick a city for local notes on loan limits, down payment help and what to watch for.
All Arizona areasLines start at Pete’s office in Chandler. Hover a city to find it.
What clients say
A perfect 5.0 across 54 reviews. Here’s what working with Pete is actually like, in clients’ own words.
“Pete has been nothing but great to work with. He helped us secure a loan for our first home and has also helped us refinance. He provided so many different options and during the refinance got us to the lowest rate in a year…”
Travis K on Google, Jul 2026
“Pete was very easy to talk with, had a lot of knowledge, and I felt safe and confident applying for a loan with Him. He made something that could be stressful or scary, end up very easy. Would def work with Pete again!”
Amy B on Google, Jul 2026
“I had the pleasure of working with Pete Huegel as our mortgage broker during the process of purchasing our first home, and I cannot recommend him highly enough…”
Skye G on Google, Apr 2024
“I had the pleasure of working with Pete Huegel to secure our mortgage last summer. I was both amazed and pleased at the efficiency and professionalism we encountered. 100% of the process was done remotely…”
Nancy H, Remote client, Wisconsin on Google, Mar 2024
“Peter and his team were very responsive and available, and helped make a potentially painful process much less so. We will definitely use them again for our next home purchase.”
Scott Z on Google, Mar 2024
“Pete is very knowledgeable and the consummate professional. Honest and direct communicator.”
Google reviewer on Google, Feb 2024
“While buying my house in Phoenix I was working with another lender but when I met Pete he gave me some great financing ideas that saved me a lot of money…”
Zillow reviewer, Phoenix, AZ on Zillow, Apr 2016
“Pete was extremely helpful and on top of his game, he helped us with everything start to finish. I tried going to my credit union to refi my mortgage and they weren’t able to get me qualified…”
Zillow reviewer, Waddell, AZ on Zillow, Apr 2016
“Pete was a great help and source of knowledge throughout the process. Put our mind at ease during a stressful time.”
Robert H on Google, Jul 2026
“Pete has been a great support throughout the process. We are First time home buyers and had million questions regarding each and everything. He’s always been patient and available to answer any queries we had…”
Tejaswita B on Google, Apr 2024
“As a real estate agent, I have worked with many lenders throughout my career. However, none have provided as exceptional service as Pete…”
Hayley N, Real estate agent on Google, Mar 2024
“Very attentive. Was a pleasure working with Pete. He made the loan process very simple.”
Tommy M on Google, Mar 2024
“If I could give more stars, I would. Pete and his team were nothing but exceptional throughout the whole process of buying our house. It took extra effort and time as we were using a VA loan. Pete knew exactly what we needed…”
Google reviewer on Google, Feb 2024
“Pete helped us with our Refinance, and I was so impressed with how everything was handled from start to finish. He and his team made the process easy for us, helped it to make sense…”
Zillow reviewer, Paradise Valley, AZ on Zillow, Nov 2016
“Pete facilitated my home loan. Great rate and he was very professional. I was stress free and we closed on time with ZERO issues. I would refer Pete to anyone. Thanks Pete!”
Zillow reviewer, Chandler, AZ on Zillow, Apr 2016
“Pete has helped me with the purchase of (2) homes and (1) loan refinance. Each interaction has left me impressed with his desire to help and his knowledge of the mortgage industry…”
Zillow reviewer, Surprise, AZ on Zillow, Apr 2016
Match me with an agent
Tell Pete a little about your plans and he’ll recommend a local Arizona real estate agent based on what matters to you.
Free Arizona home buyer guide
A plain-English walkthrough of buying in Arizona, from pre-approval to closing day, plus a printable checklist.
Read the guideReady to talk it through?
No pressure and no call center. Just a straightforward conversation with Pete about your options.